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Authority for the CLE

About Thomas Day, CLE Author and Narrator

Thomas DayI am passionate about helping seniors and senior veterans with their issues. This passion, in particular, spills over to my helping veterans deal with their elder years and eldercare issues. This, because I am a veteran and because I am disabled myself and most importantly, thanks to the VA healthcare system, I am able to help other veterans become aware of their benefits.

My health was going downhill. Vital nerves in my body were gradually deteriorating which would have eventually resulted in an early death. The treatments I received from VA health care saved my life from this rare, wasting disorder. VA Medical CenterPrivate-sector doctors couldn't figure it out, but VA doctors did figure it out and stopped the disease process. Unfortunately they could do nothing about the residual nerve damage which has left me mostly disabled. Despite the physical limitations, this great gift from VA has allowed me to become actively involved in helping veterans and other folks in the community plan for their final years of life and obtain needed government benefits.

U of UAfter graduating from high school in 1962, I pursued a year of study at the University of Utah. The next 2 1/2 years were spent in the European country of Austria for my church where I learned to speak German and serve the Austrian people. I reenrolled at the University of Utah in studies with the Department of Physics in the spring of 1966. I graduated with a BA in physics and math in the winter of 1969. My sweetheart, Susan and I met and married in the spring of 1967.

Tom Air ForceDuring my college years, the Vietnam War was in full swing and knowing I would be called up, I decided to enlist in the Air Force ROTC program. I subsequently received a commission as a second lieutenant when I graduated from college. I spent the next year -- from June 1969 through June 1970 -- completing basic pilot training at Webb Air Force Base in west Texas. Additional advanced flight training was completed by November of 1970 and I was then assigned as an Instructor Pilot for T-38 advanced jet training at Moody Air Force Base in Georgia. I left the service as a captain with an honorable discharge in the winter of 1973 having completed a little under 4 1/2 years as an Air Force pilot.

The years from 1973 through 1985 were spent in a variety of business pursuits. In 1985, I joined a large insurance company as a registered representative and agent. One aspect or another of financial services has been my profession ever since. In 1997, I struck out on my own as an independent registered investment advisor and fee-based financial planner. Because I no longer had group health insurance for my family, I obtained individual insurance for them and I enrolled in the VA healthcare system. At that time VA was still taking Priority Group 8 veterans into the health care system. As it turned out, enrolling in VA health care was one of the most important events in my life because it prolonged my life and allowed me to pursue the goal of helping other people with aging issues.

VA MOVE! ProgramDuring the intervening years I have not only been grateful for veterans health care, but I was able to use the VA loan guarantee for purchasing several homes and the veterans educational benefit for completing an MBA at the University of Utah School of Business. And most recently, I was particularly grateful to receive a 10% disability rating for hearing loss associated with ear infections and with my years on the flight line and exposure to afterburners and other jet noise. This helps me stay in the healthcare system as a Priority Group 3.

My disability and lack of activity had caused me over many years to experience significant weight gain. My primary care physician at VA challenged me to become more involved with my health and helped me enroll in VA MOVE – a weight loss program. The VA MOVE! Program inspired me to do something about my weight and lack of exercise and is continuing to inspire me to fulfill the goals of its program.

Tom's Educational Background, Credentials and Certifications

  • Accredited Claim's Agent with the Dept. of Veterans Affairs
  • BA in physics and math, University of Utah, 1969
  • USAF pilot training, Webb AFB, Texas, June 1969 to June 1970
  • USAF Survival School, Fairchild AFB, Washington, July 1970
  • USAF Pilot Instructor School, Tyndall AFB, Florida, August 1970 to November 1970
  • MBA, University of Utah, 1983
  • Series 6 Exam, 1985
  • Series 7 Exam, 1990
  • CLU, American College, 1992
  • Series 65 Exam, Registered Investment Advisor, 1996
  • Author of over 120 web published articles
  • Author of 6 print published books
  • Author of 6 print published training manuals and marketing booklets
  • Editor - Study guide and manual for the VA accredited agent's exam
  • Director of the National Care Planning Council, www.longtermcarelink.net
  • Board Member of the Senior Veterans Service Alliance and Chief Training Officer, www.seniorvets.org