Randall A. Hargett, CLTC Serving all of Alabama & Mississippi

Capstone LTC Advisors is an affiliate of the Long Term Care Producers Group, LLC. Our field force is made up exclusively of highly experienced professionals. Capstone LTC Advisors is one of the industry-leading independent agencies in terms of expertise, agent productivity and use of technology.

Shopping for the right policy is simple with Capstone LTC Advisors. You design your own policy and then consult with our experts to optimize your policy benefit features. Your Capstone professional will then provide you with extensive policy & premium comparisons of the top-rated companies in the industry.

What distinguishes our organization is the extensive nationwide network of highly experienced LTCI specialists. We are able to offer the freedom to choose from a full array of top-rated insurance companies enabling us to customize a Long Term Care plan that fits a client's financial and personal situation.

Our system of long term care planning allows our clients to direct the planning process. Some choose to meet face-to-face with one of our specialists while others choose to conduct business at their own convenience using the internet, telephone, and mail (regular & email). In each case, consultation is provided by qualified long term care professionals.

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 contact us

Randall A. Hargett, CLTC
Capstone LTC Advisors

Simple & Professional Long Term Care Insurance Planning

1720 Mars Hill Rd
Florence, AL 35630

Phone: (256) 764-7444
Toll Free: (866) 582-4669

Web: www.capstoneltca.com

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 about the NCPC

The National Care Planning Council and its affiliated members are dedicated to helping the American public recognize the need for long term care planning and to helping implement that planning.

Integrity and honesty are at the heart of our business. It is our intent to create an organization whose members deliver reliable and honest services. As prestige of membership grows so will our standards. Furthermore, we want the community to expect that our members are the best in their field.