At Cooper & Associates, we provide practical solutions for a better retirement. Realizing we can't be all things to all people, we specialize in providing appropriate financial solutions for those of us 50 and older.
For people looking to protect assets, we offer Long Term Care Insurance (LTC). This protection is much more than nursing home coverage for the elderly. If designed properly, a LTC insurance plan can provide you with assistance in your own home and make it possible to avoid facility care altogether.
If your CD rates are low and taxation is bringing your gains even lower, it may be wise to investigate a Senior Appropriate Annuity which would grow tax-deferred and allow you to participate in an up market but also guarantee a minimum growth to protect your principal.
When conditions are appropriate, we offer a Reverse Mortgage. This federally insured program could be a Godsend for those who need to enhance their retirement income, pay off debt, make home repairs, or just take that dream cruise! These funds are tax-free, and no payments are due while you continue to live in your home.
Call us at 859-224-0764 or email us at for a free consultation to see if any of these products will meet your needs.
Along with personal consultations we also provide
web-conferencing that allows family members from other areas to participate
in consultation and planning sessions.
Client Testimonial
"I want to convey my heartfelt appreciation for the splendid
service you provided my entire family by convincing Martha and me we needed
protection of a long-term care policy. I'm deeply grateful also for the
splendid help you gave me in filing a claim for benefits after Martha became
ill. I can't tell you how comforting it is during these difficult days to kow
that we can give her the kind of care she needs without depleting my
retirement savings." ~G. Creech
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aboutme
Since 1992, John Cooper has worked with clients to provide
strategies to protect and preserve their lifestyle, assets, and loved ones.
Typically he works with people who are concerned about the skyrocketing cost
of healthcare and are worried about outliving their retirement income.
The National Care Planning Council is dedicated to helping families recognize the need for long term care planning and to helping implement that planning.
Integrity, honesty, and a genuine concern for those who are in need of (or may need) long term care are at the heart of our services.