Innovative Settlement Solutions

Carole S Fiedler

We are expert Life Settlement & Viatical Settlement specialists. We consult, educate and broker life insurance policies on the secondary market ensuring the policy seller the highest cash settlement the market will bear.

A licensed consumer and policy seller's advocate for longer than anyone else in the business, our CEO & President, Carole Sue Fiedler, has been a respected member of this industry since 1992.

Please visit our website to learn more, or call to speak with Carole directly at 800-905-0114. She welcomes your calls and questions!

Lesson One

Viatical Settlements for people of any age with a life expectancy of 24 months or less; Life Settlements: for people over 65 without a terminal illness, yet a life expectancy of less than 15 years.

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Service Area

Proudly serving Arkansas, California, Connecticut, and Ohio.

Our services are available Nationwide.

Contact Us

Carole S Fiedler
Innovative Settlement Solutions

Phone: (415) 925-1175
Toll Free: (800) 905-0114

336 Bon Air Center #244
Greenbrae, CA 94904


About Us

Featured in newspapers and on television news nationally, including: New York Times (twice)!, Chicago Tribune, Los Angeles Times, TIME Magazine, CNBC, CNN, and more.

About Carole S Fiedler

Founded and owned by Carole S. Fiedler, Innovative Settlements® is one of the Nation’s very first companies formed to specialize in life insurance settlements. At this time, we are the only company that, for more than 20 years, has consistently represented the consumer (the policy seller) and never the investors or a provider company. We are completely independent. This means that we are the policy sellers advocate and act as a conduit between the policy seller and the many different provider companies.

Our boutique advisory, consulting and brokerage firm (originally known as Fiedler Financial and changed to Innovative Settlements in 2004), is devoted to representing policy owners in obtaining the highest cash settlements. In a completely honest, ethical and straight forward manner, we educate and advise our clients, empowering them with information and understanding.