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Benefits for Mature Adults and Citizens Eligible for Medicare SINCE 1987* WE HAVE SPECIALIZED IN
Over the last 20* years, families and individuals in Fresno, the Greater San Joaquin Valley and through out the State of California, have trusted our agency with the task of meeting their needs. We have truly enjoyed working with mature adults and senior citizens. It has been a tremendous learning experience for us, and we look forward to the next 20 years. Our commitment to helping mature adults and senior citizens with their long term care planning, Medicare choices, and asset protection, will remain as strong as ever. If you reside in Fresno, the Greater San Joaquin Valley or have family in California, please call us today, we want to continue earning your trust and your business. MATURE ADULTS AND SENIOR CITIZENS FACE SOME OF LIFE'S GREATEST RISKS! Loss of Savings and Investments, Outliving Savings and Investments, Needing Some Form of Long Term Care, Medical and Prescription Drug Costs Beyond Medicare and Probate! Have your investments lost money in the last 15 years? Are you satisfied with your current investments? Do you enjoy market returns without market risk? Do you have a Long Term Care plan? Are your medical plan premiums, co-payments and prescription drug costs always increasing? If your answers to these questions were not favorable, we can help, give us a call today! During the last 10 years thousands of individuals have transferred millions of their dollars from Stocks, Bonds, Mutual Funds, CD's and IRA's, into Fixed, Multi-Year Guarantee and Index Annuities. They have done this primarily to stop the roller coaster effect on their investments, to stop loosing money, and to secure an investment environment where their principle and earnings are guaranteed, based on their willingness to comply with policy provisions. Some features to the Fixed, Multi-Year Guarantee and Index annuities are: High degree of safety - Principle is guaranteed - Penalty free withdrawals equal to 10% of the account value - Above average returns - Annual lock in of gains - Lifetime income options - Compound tax deferred earnings - Probate avoidance - Full account value paid at death - When surrender period is satisfied, account value is penalty free thereafter, and, Account value will always increase, never decrease, except for withdrawals you make.
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