David Almond is President of Almond Financial who is an expert in protecting retirees from impoverishment. David has been a Certified Financial Planner since 1989. He also holds a Masters of Science in Financial Services degree. He is a past instructor for the state of Washington. David served as a Board of Director for Baptist Manor a nursing home in Portland Oregon. For the past 18 years David has dedicated his practice to helping retirees stay financially independent. He is the author of the 7 Steps to a Worry-Free Retirement. His work has been endorsed by Ken Dychtwald, PhD, who is considered, by many, the leading authority on aging in America. David has written a new book that will be available soon titled, The Coming Baby Boomer Crisis.