National Care Planning Council

How can we help you?

Are you looking for ways to fund eldercare or long term care?

We help aging seniors locate care and financial services in their area.

Medical Care for The Elderly

The 4 Steps of Long Term Care Planning Book (2014): How to Deal with 21 Critical Issues Facing Aging Seniors

Aging seniors and their families are often confounded by the complexity of issues facing the elderly (including declining income, increased debt, poor investment returns, declining health, medical crises, complex insurance programs, long term care challenges, etc...). This book (published in 2014) takes a comprehensive approach to address these challenges and provide solutions.

$44.00 | $33.00 | 310 pages | Learn More...

Book:

Senior Services
from our Members

Books for Care Planning

    Long Term Care BooksFind books provided by the National Care Planning Council written to help the public plan for Long Term Care. Learn More...

Eldercare Articles

    Eldercare ArticlesThe NCPC publishes periodic articles under the title "Planning for Eldercare". Each article is written to help families recognize the need for long term care planning and to help implement that planning. All elderly people, regardless of current health, should have a long term care plan. Learn More...

Join the NCPC

Guide to LTC Planning

    Guide to Long Term Care PlanningFrom its inception, the goal of the National Care Planning Council has been to educate the public on the importance of planning for long term care. With that goal in mind, we have created the largest and most comprehensive source of long term care planning material available anywhere. This material -- "Guide to Long Term Care Planning" -- is free to the public for downloading and printing on all of our web sites. Learn More...

Guide to Long Term Care Planning

About Medical Care for The Elderly

About Medical Care for the ElderlyApril 2025 | National Care Planning Council

The American Perspective on Aging and Health

American culture has long celebrated youth, often casting aging as a decline to be resisted rather than a stage of life to be embraced. Unlike societies where age signals wisdom and reverence, think Japan's respect for elders or Indigenous cultures valuing tribal knowledge, U.S. attitudes frequently frame growing older as a loss of vitality or relevance.

This bias permeates media and daily life. TV shows and movies still lean on stereotypes of older adults as frail, forgetful, or comedic relief, though a 2023 AARP study notes a slow shift: 15% more primetime roles now depict seniors as sharp, active contributors.

Yet, the dominant narrative lingers. In workplaces, age discrimination persists; a 2024 Equal Employment Opportunity Commission report found 60% of age-related complaints tied to forced retirement or sidelining of workers over 55, despite their experience. Retirement, sold as a golden reward, often doubles as a polite exit for those deemed "past their prime."

Aging Americans grapple with twin fears: physical decline and financial insecurity. Some fight back with Botox, fitness apps, or supplements - anti-aging spending hit $67 billion in 2024, per Statista. Others adapt gracefully, while a few retreat into denial or bitterness, epitomized by the "grumpy old man" trope.

Unlike cultures where elders lead families or communities, many U.S. seniors fade into the background, their skills underutilized in golf games or Netflix marathons. A 2025 Pew Research survey found 40% of adults over 65 feel "invisible" in society, a stark contrast to nations where age earns respect. Worse, some relinquish autonomy to children or doctors, embracing dependence - a dynamic that families and healthcare systems too often reinforce by infantilizing them.

This cultural lens devalues seniors, painting them as less capable mentally and physically. It's a perception that shapes their self-image and the medical care they receive.

The Older Person's Attitude towards His or Her Own Health

Many seniors internalize society's dim view, assuming decline is inevitable and effort futile. Why bother with exercise or new skills when the end feels near? A 2024 National Institute on Aging (NIA) study found 35% of adults over 70 believe "aging means slowing down," deterring them from staying active or engaged. Yet, evidence counters this: a 2023 Journal of Gerontology report showed that cognitively active seniors tackling puzzles or learning tech retained memory 20% better than inactive peers over five years.

Inactivity and poor nutrition amplify this self-fulfilling prophecy. The CDC's 2024 data reveals that 38% of adults aged 65 - 74 and 47% of those over 75 get no exercise, while 25% skip meals or rely on processed foods. This disengagement fuels health woes - obesity, depression, even cognitive decline.

A 2025 Mayo Clinic study linked regular physical activity in seniors to a 30% drop in heart disease risk and a 40% reduction in depressive symptoms. Yet, many dismiss such benefits as "too late." Suicide rates among those over 75 remain triple the national average, per CDC 2024 figures, often tied to isolation and hopelessness.

Contrast this with outliers: a 2024 Harvard study of "super-agers" (80+ with youthful cognition) found they embraced challenges like tech, volunteering, and dance, proving capacity endures with effort. Still, the dominant mindset of resignation persists, directly undermining health outcomes.

Aging and the Attitude of Health Care Providers

Healthcare providers aren't immune to cultural ageism. A 2024 Alliance for Aging Research report warns that bias still skews care: only 20% of medical students take geriatrics electives, leaving most ill-equipped for the needs of aging patients. Seniors are 30% less likely than younger adults to get preventive screenings like colonoscopies, per a 2023 JAMA study, and 25% less likely to receive aggressive treatment for conditions like cancer, often due to assumptions about frailty or "quality of life."

Real cases expose this gap. A 78-year-old man with knee pain was told, "It's just age," until a second opinion revealed treatable arthritis. A 2025 Kaiser Family Foundation analysis found 40% of seniors with chronic conditions faced delayed diagnoses due to providers dismissing symptoms as "normal aging." Geriatric training lags; per the American Geriatrics Society, only 7,500 U.S. physicians were certified geriatricians in 2024, or 1 per 4,000 seniors.

Treating Medical Problems

Lack of Proper Care

Seniors face a litany of conditions: cancer, diabetes, dementia, osteoporosis, which often overlap, complicating diagnosis. They account for 36% of U.S. healthcare spending ($1.2 trillion in 2024, per CMS), yet care remains fragmented. Medicare covers costs but rarely prioritizes prevention; 2025 pilot tying reimbursements to outcomes (e.g., 15% bonus for top-performing hospitals) hints at change, but progress is slow.

Seniors visit doctors twice as often as younger adults and hit ERs at triple the rate, per 2024 CDC data. Multiple conditions muddy the waters like hypothyroidism masking depression, yet providers usually fixate on single issues, neglecting nutrition, activity, or mental health. Specialists treat and move on, with Medicare rarely funding follow-ups absent a new complaint.

A Holistic Treatment Approach
Geriatric specialists buck this trend, blending medical care with lifestyle support. The VA, treating 3 million veterans (80% over 60), exemplifies this: 2024 VA data shows its electronic records and biannual checkups cut hospital stays by 25% versus national averages.

Private plans like UnitedHealthcare's "House Calls" program, which will serve 2 million seniors in 2024, pair in-home visits with nutrition and exercise plans, slashing ER visits by 18%.

Holistic care demands family involvement, medication monitoring, and reporting of changes, yet Medicare's fee-for-service model resists funding such oversight, forcing creative workarounds.

Treatment of Depression
Depression afflicts 22% of seniors, per a 2025 NIA estimate, with suicide rates spiking post-80. Too many providers shrug it off as "aging," despite evidence it's treatable - therapy and exercise rival drugs in efficacy, per a 2024 Lancet study.

Yet, 60% of depressed seniors saw a doctor within a month of suicide without referral, per 2023 CDC data, highlighting a care gap.

The Problem with the Nursing Home Care Model
Nursing homes are divided into rehab (short-term recovery) and long-term care (chronic decline). For the latter, a 2024 CMS report found that 30% of residents could improve with tailored therapies - pets, activities, better nutrition - yet most facilities prioritize comfort over rehabilitation, driven by Medicaid's focus on basic care. Staffing shortages (1 aide per 12 residents, per 2025 AARP data) and low occupancy (70% nationwide) discourage innovation. Rare exceptions, like Eden Alternative homes, show that holistic care can cut depression by 40% and meds by 20%, per a 2024 study.

Medications and the Elderly

Facts about Medications and the Elderly
Seniors (14% of the population) use 34% of prescriptions, per the 2024 CMS. Adverse reactions hospitalize 25% of them annually, per JAMA 2025, with 60% of related deaths hitting those over 60. Polypharmacy - averaging five prescriptions plus 2 OTC drugs - spikes risks, worsened by age-altered metabolism.

Controlling Problems with Medications
Drug interactions (e.g., St. John's Wort with antidepressants) plague seniors, yet 40% of providers lack complete med lists, per a 2024 Health Affairs study. Pill organizers and single-pharmacy use help, but non-compliance - skipping or overdosing - persists in 30% of cases, per NIA 2025.

Geriatric Physicians or Specialists in Aging Medicine
Geriatricians will number just 7,500 in 2024 - one per 4,000 seniors - despite 74 million boomers aging in. Low pay (Medicare rates lag private insurance) and grueling work deter specialization; only 4% of med students took geriatrics electives in 2023. Home-visit programs, like Mount Sinai's 2024 initiative, are growing (up 20% since 2022) and offer tailored care, but access remains spotty.

eHealth Services for the Elderly
Tech reshapes eldercare. A 2025 Pew survey found 25% of seniors "often" seek health info online, up from 19% in 2010. Electronic health records (EHRs), now in 90% of hospitals per ONC 2024, cut errors by 15%, per JAMA. Telemedicine, used by 40% of seniors in 2024 (AARP), slashes ER trips by 20%. The National Health Information Network aims for universal EHRs by 2030, promising $150 billion in annual savings, though privacy fears and costs stall small providers.