SFS Associates

Ted Ratliff

As Independent agents, we work for you not the Insurance Company. We represent many fine companies in order to help you find the insurance plans that best meet your need and circumstances. Whether you are confused about your Medicare Health Plan options, planning for your Final Expenses, or planning for your Long Term Care needs, we can help. We offer most of the major Medicare Advantage and Prescription Drug Plans as well as Medicare Supplements from almost all the major companies. We also offer most of the Final Expense plans that are available as well as Funeral Trusts allowing you to prepay your funeral and protect your assets. In addition we also offer Dental, Vision Hearing plans, Critical Illness and Cancer Plans, and supplemental plan designed to pay your Medicare Advantage co-pays and deductibles. We also offer a full line of Life, Health and Annuity products. We are truly a one stop shop for all of your insurance needs.

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