The Light for Seniors, Inc.

The Light for Seniors, IncIf you or a loved-one are in a situation requiring care either in a facility or at home or are having difficulty paying for medical expenses and you have questions regarding care and the related costs, please call for a FREE, one-hour consultation to find out what programs might be available to help you financially meet your care needs.

Can these programs help you?

  • Medi-Cal
  • IHSS
  • PACE
  • CBAS
  • Adult Day Care
  • IHO
  • VA Aid and Attendance
  • VA Housebound Benefits
  • SSI
  • Reverse Mortgage
  • Community Programs
  • Meals on Wheels


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Service Area

Proudly serving all of California.

Contact Us

Carol Costa-Smith
The Light for Seniors dba Light Source Insurance Solutions

Phone: (858) 751-0752
Toll Free: (888) 413-3113

8250 Vickers Street, Ste. G,
San Diego, CA 92111


Client Testimonial

I cannot begin to thank you enough for all the time and energy you put in while helping this old man of 85 years who is also hard of hearing.� Your expertise in handling Medi-Cal and especially Long-Term Care has proven invaluable.

Thomas C., Sacramento, CA

I'd like to take this opportunity to thank you for the high quality service that I have received from your office and staff over the past year and a half. Walking me through the complex Medi-Cal qualification process after my husband's devastating stroke took great patience and knowledge on your part. You have never failed to be helpful and supportive. Your advice has been accurate and prompt. What continues to impress and reassure me during this stressful time is that your customer service did not stop with the Medi-Cal application. Long after paperwork was signed and filed, you are still there to answer questions, assist with renewal applications and explain matters to me as they arise. You are welcome to use this letter as a recommendation to others in hopes that they can benefit from your expertise in this area as I have .

Susan B., Granite Bay, CA

Thank you so much for meeting us again to update my Mom's condition (Alzheimer's) and our plan to care for her. As you know, we are not people of means and every penny counts in providing the care for her that she has earned and deserves. As important as the financial planning advice is, your caring and compassion for my sister and me at this most difficult time in our lives is lifesaving. What you don't know is last year I got cancer from the stress. Thanks to people like you and the Alzheimer's Association that referred us to you, I feel much more supported and not alone, so hopefully will not have a recurrence. We will update you as her care continues. God Bless you for this important work you do. We pray that you will be granted exempt status to continue this lifesaving work

Charlene W., Carmichael, CA